Credit Cards Blog

You may love your credit card, but once you're hit with a rising interest rate, you'll find out it may not love you back. If you think about it, you've got a close, intimate relationship with your credit card. The both of you have been inseparable through each daily transaction. You treat it right by paying off your monthly balance on time. You know...

Here are the top 10 credit card mistakes from financial experts : 1. Getting too many Bypass the shredder and you could make one of the most common credit card blunders by collecting too many credit cards. "Ask yourself," says Williams, “ ‘Do I need another credit card?' Probably 95 percent of us don't need another one to keep in the sock drawer...

A year after launching her printing business, Sherry Stewart Deutschmann began leasing a new facility and needed large printing and sorting equipment. She had a business credit card with a $5,000 limit, but it would take hundreds of thousands of dollars to finance the kind of fast growth she saw for her business. It was 2003, and she was generating...

Almost all major banks and credit card processors have a card tailored specifically for small businesses. Before you jump in and sign up, it pays to first think about the new credit you're taking on. A business owner can usually get a higher credit limit on a business card than on a consumer card, and typical rewards include business-friendly...

When your company needs a little extra credit, it might be tempting to fill out one of those business credit card offers stuffed in your mailbox. Before you act, here are a few things you should know. 1. Small-business cards aren't regulated by the 2009 Credit Card Accountability, Responsibility and Disclosure Act, which protects consumers...

More than 80 percent of small-business owners use credit cards, according to the Federal Reserve. But some make the mistake of reaching for plastic too soon when starting up their businesses and reduce their chances for long-term success. Nearly 60 percent of start-ups rely on credit cards for financing during their first year of business, according...

It's true that careless use of credit cards can put you out of business faster than you can swipe your card through the reader. When used effectively, however, a business credit card can simplify your financial record keeping--and maybe even earn you a little something "extra" for your diligence, too. Here are 5 ways a business credit card can...