Credit Cards Blog

A year after launching her printing business, Sherry Stewart Deutschmann began leasing a new facility and needed large printing and sorting equipment. She had a business credit card with a $5,000 limit, but it would take hundreds of thousands of dollars to finance the kind of fast growth she saw for her business. It was 2003, and she was generating...

Almost all major banks and credit card processors have a card tailored specifically for small businesses. Before you jump in and sign up, it pays to first think about the new credit you're taking on. A business owner can usually get a higher credit limit on a business card than on a consumer card, and typical rewards include business-friendly...

When your company needs a little extra credit, it might be tempting to fill out one of those business credit card offers stuffed in your mailbox. Before you act, here are a few things you should know. 1. Small-business cards aren't regulated by the 2009 Credit Card Accountability, Responsibility and Disclosure Act, which protects consumers...

More than 80 percent of small-business owners use credit cards, according to the Federal Reserve. But some make the mistake of reaching for plastic too soon when starting up their businesses and reduce their chances for long-term success. Nearly 60 percent of start-ups rely on credit cards for financing during their first year of business, according...

It's true that careless use of credit cards can put you out of business faster than you can swipe your card through the reader. When used effectively, however, a business credit card can simplify your financial record keeping--and maybe even earn you a little something "extra" for your diligence, too. Here are 5 ways a business credit card can...

When starting a business you'll likely end up accepting credit or debit cards, which means hiring a third-party processing firm to manage the transaction between you and the card giants. Visa and MasterCard manage the overwhelming majority of the credit and debit card network but don't work directly with business owners. They outsource sales and...

The oft-repeated survival statistics: Only about a third of startups survive to celebrate their 10th anniversary, according to U.S. Census Bureau and Labor Department data, and only a quarter last until their 15th. Making it as a small-business owner is tough. There are many ways to increase your company’s survival odds, but one of the easiest...

The Basics of Using Credit Cards to Fund Your New Business What it is: Credit cards can provide easy money for young, growing companies. But they also come with serious dangers. How it works: There are personal credit cards, and there are cards tailored toward small businesses. Each come with benefits and rewards. There are more government...

According to the Federal Reserve's most recent survey of consumer finances, roughly 46 percent of American families carry a credit card balance, and nearly one in four owe more than $3,000 on their plastic. Because of this, some folks believe credit cards are evil. But credit cards are no more evil than a chain saw. Sure, my chain saw can be...

If you have to accumulate charges on plastic to launch or build your business, you ought to be using one of the best credit cards out there so that you get money back and earn rewards. The credit-card comparison website CardHub.com today is releasing its analysis of more than 1,000 business and personal credit cards for small-business owners. The...

A personal finance expert will always advise against running up a credit-card balance. But as a small-business owner trying to launch or grow your company, that may not always be a reality. If you do have to turn to plastic, be reminded that some cards are better than others. Credit-card comparison site CardRatings.com today released its list...

The following are top 6 best credit card offers designed for students. Compare offers and apply online with a student credit card application. New Federal laws impose restrictions on issuing credit cards to individuals under 21 unless the applicant has the independent ability to repay debt, or has an adult co-signer who agrees to accept joint liability...

The following are top 7 best business credit cards offers, a small business credit card or corporate credit card can help you keep your company's expenses on track and obtain the buying power you need to operate your business. Some business credit cards also reward you for all your business purchases in the form of cash back or airline miles. Compare...

Prepaid debit cards, unlike credit cards, do not provide a line of credit and do not influence your credit history. Simply getting a credit card will not help you build, re-build or re-establish your credit history. Making on-time minimum payments with all of your creditors and keeping account balances low relative to the credit limit are key to...

The following Top 10 Best Credit Cards and Prepaid Debit Cards are for People with Fair Credit. Compare offers side by side and apply online for the card that is right for you. Apply for the Fair Credit credit card or prepaid debit card of your choice by completing a secure online application. Capital One® Platinum Credit Card $0 intro annual fee...