Top 10 Best 0% APR Credit Cards

The following are Top 10 Best 0% APR credit cards : The primary benefit of a 0% APR credit card is the introductory 0% APR interest rate. This rate is available anywhere from 3 to 12 months from when the credit card account is opened, and depending on the card offer, it will be applied to new purchases, balance transfers or both.

Citi Simplicity® Card @ MasterCard
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - EVER
- No penalty rate - EVER
- No annual fee - EVER
- Save time when you call with fast, personal help, 24 hours a day.
Call Citi at : 877-328-9712
Citi® Diamond Preferred® Card
- Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
- Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
- Let our 24/7 concierge service help book your hotel rooms, flights and more.
- Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee*
Call Citi at : 877-342-7930
Citi Simplicity® Card@ Visa
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - EVER
- No penalty rate - EVER
- No annual fee - EVER
- Save time when you call with fast, personal help, 24 hours a day.
Call Citi at : 877-326-6072
BankAmericard® Visa® Card
- 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 10.99% - 20.99% variable APR
- No annual fee
- The perfect card for those seeking a simple yet convenient-to-use credit card
Call Bank of America at : 877-827-8836
BankAmericard Cash Rewards™ Credit Card
- Get $100 cash rewards bonus after you spend $500 on purchases in the first 90 days of account opening
- 1% cash back on purchases everywhere, every time
- 2% at grocery stores and 3% on gas for the first $1500 in combined grocery and gas purchases each quarter
- Get a 10% customer bonus when you redeem cash back into a Bank of America® checking or savings account
- 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% variable APR
- No annual fee
- No rotating categories and your rewards do not expire
Call Bank of America at : 877-831-6028
Capital One® VentureOne® Rewards Credit Card
- 1.25 miles per dollar on every purchase, every day and no annual fee
- One-time bonus of 10,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
- Redeem miles for airline tickets, hotel rooms, car rentals, and more
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- 0% intro APR on purchases until September 2014
- No foreign transaction fees
Call Capital One at : 888-799-2845
Discover it®
- Fair. No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't raise your APR.*
- Generous. 5% cash back on up to $1,500 in purchases at Gas Stations through September 2013 with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus, call your Cashback Concierge^SM any time for a 1-on-1 online tour that helps you get the most out of your rewards, based on how you use your credit card.
- Human. 100% U.S.-based customer service available any time.
- Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
- 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
Call Discover at : 877-360-3730
Citi ThankYou® Card
- Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
- New: 2x Points on purchases for dining and entertainment
- 1 ThankYou Point on other purchases.
- Points do not expire and earn unlimited Thank You Points
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- Travel with ease and enjoy global acceptance with Chip Technology
- No annual fee*
Citi® Dividend Platinum Select® Visa® Card
- Earn $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
- Earn 5% cash back on popular categories that change every quarter, enrollment is quick and easy.
- Enjoy 5% cash back on eligible purchases at Hilton Worldwide portfolio of brands, car rental agencies, movie theaters and amusement parks from 7/1/13-9/30/13, upon enrollment.
- Earn 1% cash back on all other purchases.
- No Annual Fee*
Capital One® Quicksilver® Cash Rewards Credit Card
- One-time $100 bonus after you spend $500 on purchases within the first 3 months
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories and no sign ups needed to earn cash rewards
- Redeem the cash back you earn for any amount, any time
- Your cash back doesn't expire
- 0% intro APR on purchases and balance transfers until September 2014
- No annual fee